Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$192,796	$192,796	$247,500
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$54,704	$0
Funding fee	$964	$964	$0
Note rate	5.300%	5.300%	7.400%
Blended rate	5.300%	6.118%	7.640%
1st payment	$1,144.84	$1,144.84	$1,713.64
2nd payment	$0.00	$410.28	$0.00
Taxes / mo	$204.50	$204.50	$204.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$49.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,499.34	$1,909.62	$2,117.64
Cash to close	$82,204	$27,500	$27,500