Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$153,275$153,275$202,050
Remaining term (yrs)25.025.030.0
Secondary amount$0$48,775$0
Funding fee$0$0$0
Note rate2.880%2.880%7.400%
Blended rate3.730%5.002%7.640%
1st payment$714.07$714.07$1,398.95
2nd payment$0.00$365.81$0.00
Taxes / mo$76.42$76.42$76.42
Insurance / mo$150.00$150.00$150.00
MI / mo$121.83$121.83$40.41
HOA / mo$337.00$337.00$337.00
Total monthly$1,399.32$1,765.13$2,002.78
Cash to close$71,225$22,450$22,450