Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$318,926	$318,926	$328,500
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$27,824	$0
Funding fee	$0	$0	$0
Note rate	2.620%	2.620%	7.400%
Blended rate	3.470%	4.144%	7.640%
1st payment	$1,426.71	$1,426.71	$2,274.47
2nd payment	$0.00	$275.34	$0.00
Taxes / mo	$118.25	$118.25	$118.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$251.77	$251.77	$65.70
HOA / mo	$90.00	$90.00	$90.00
Total monthly	$2,036.73	$2,312.07	$2,698.42
Cash to close	$46,074	$18,250	$36,500