Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$439,461	$439,461	$805,950
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$366,489	$0
Funding fee	$2,197	$2,197	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	2.730%	5.013%	7.640%
1st payment	$2,051.60	$2,051.60	$5,580.23
2nd payment	$0.00	$2,366.91	$0.00
Taxes / mo	$372.42	$372.42	$372.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$161.19
HOA / mo	$3.83	$3.83	$3.83
Total monthly	$2,644.52	$5,011.43	$6,334.34
Cash to close	$456,039	$89,550	$89,550