Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$139,151	$139,151	$180,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$40,849	$0
Funding fee	$0	$0	$0
Note rate	3.040%	3.040%	7.400%
Blended rate	3.890%	5.050%	7.640%
1st payment	$665.74	$665.74	$1,246.28
2nd payment	$0.00	$306.37	$0.00
Taxes / mo	$210.42	$210.42	$210.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$111.28	$111.28	$36.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,137.44	$1,443.80	$1,642.70
Cash to close	$60,849	$20,000	$20,000