Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$221,316	$221,316	$504,000
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$282,684	$0
Funding fee	$1,107	$1,107	$0
Note rate	3.650%	3.650%	7.400%
Blended rate	3.650%	5.950%	7.640%
1st payment	$1,170.05	$1,170.05	$3,489.59
2nd payment	$0.00	$1,825.67	$0.00
Taxes / mo	$236.92	$236.92	$236.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$100.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,573.64	$3,399.30	$3,993.98
Cash to close	$338,684	$56,000	$56,000