Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$222,342	$222,342	$283,500
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$61,158	$0
Funding fee	$0	$0	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	4.450%	5.432%	7.640%
1st payment	$1,169.55	$1,169.55	$1,962.90
2nd payment	$0.00	$458.68	$0.00
Taxes / mo	$931.92	$931.92	$931.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$182.21	$182.21	$56.70
HOA / mo	$71.67	$71.67	$71.67
Total monthly	$2,505.35	$2,964.03	$3,173.18
Cash to close	$92,658	$31,500	$31,500