Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$119,930$119,930$296,100
Remaining term (yrs)16.916.930.0
Secondary amount$0$176,170$0
Funding fee$600$600$0
Note rate4.460%4.460%7.400%
Blended rate4.460%6.566%7.640%
1st payment$839.70$839.70$2,050.14
2nd payment$0.00$1,174.47$0.00
Taxes / mo$236.25$236.25$236.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.22
HOA / mo$5.83$5.83$5.83
Total monthly$1,231.78$2,406.25$2,501.44
Cash to close$209,070$32,900$32,900