Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$211,655$211,655$229,500
Remaining term (yrs)24.624.630.0
Secondary amount$0$30,595$0
Funding fee$0$0$0
Note rate3.130%3.130%7.400%
Blended rate3.980%4.977%7.640%
1st payment$1,024.85$1,024.85$1,589.01
2nd payment$0.00$302.76$0.00
Taxes / mo$382.08$382.08$382.08
Insurance / mo$150.00$150.00$150.00
MI / mo$169.35$169.35$45.90
HOA / mo$0.00$0.00$0.00
Total monthly$1,726.29$2,029.05$2,166.99
Cash to close$43,345$12,750$25,500