Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$322,753	$319,500
Remaining term (yrs)	26.2	30.0
Secondary amount	$0	$0
Funding fee	$1,614	$0
Note rate	7.080%	7.400%
Blended rate	7.080%	7.640%
1st payment	$2,255.78	$2,212.15
2nd payment	$0.00	$0.00
Taxes / mo	$419.33	$419.33
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$63.90
HOA / mo	$45.00	$45.00
Total monthly	$2,870.12	$2,890.39
Cash to close	$32,247	$35,500