Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$280,410	$280,410	$409,410
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$129,000	$0
Funding fee	$1,402	$1,402	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	4.445%	7.640%
1st payment	$1,330.01	$1,330.01	$2,834.67
2nd payment	$0.00	$860.00	$0.00
Taxes / mo	$144.33	$144.33	$144.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$81.88
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$1,691.01	$2,551.01	$3,277.55
Cash to close	$174,490	$45,490	$45,490