Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$201,254	$201,254	$283,500
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$82,246	$0
Funding fee	$0	$0	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	3.580%	5.152%	7.640%
1st payment	$939.55	$939.55	$1,962.90
2nd payment	$0.00	$616.84	$0.00
Taxes / mo	$41.75	$41.75	$41.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$163.44	$163.44	$56.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,294.74	$1,911.58	$2,211.35
Cash to close	$113,746	$31,500	$31,500