Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$267,115	$267,115	$540,000
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$272,885	$0
Funding fee	$1,336	$1,336	$0
Note rate	2.600%	2.600%	7.400%
Blended rate	2.600%	5.203%	7.640%
1st payment	$1,229.40	$1,229.40	$3,738.85
2nd payment	$0.00	$1,762.38	$0.00
Taxes / mo	$219.83	$219.83	$219.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$108.00
HOA / mo	$29.17	$29.17	$29.17
Total monthly	$1,645.07	$3,407.45	$4,262.52
Cash to close	$332,885	$60,000	$60,000