Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$252,074$252,074$411,300
Remaining term (yrs)24.624.630.0
Secondary amount$0$159,226$0
Funding fee$0$0$0
Note rate3.130%3.130%7.400%
Blended rate3.980%5.536%7.640%
1st payment$1,220.56$1,220.56$2,847.76
2nd payment$0.00$1,061.51$0.00
Taxes / mo$361.92$361.92$361.92
Insurance / mo$166.67$166.67$166.67
MI / mo$201.70$201.70$82.26
HOA / mo$32.17$32.17$32.17
Total monthly$1,983.01$3,044.52$3,490.77
Cash to close$204,926$45,700$45,700