Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$426,519$426,519$481,500
Remaining term (yrs)28.828.830.0
Secondary amount$0$54,981$0
Funding fee$0$0$0
Note rate6.850%6.850%7.400%
Blended rate7.400%7.583%7.640%
1st payment$2,826.92$2,826.92$3,333.81
2nd payment$0.00$412.35$0.00
Taxes / mo$201.67$201.67$201.67
Insurance / mo$166.67$166.67$166.67
MI / mo$197.73$197.73$96.30
HOA / mo$30.00$30.00$30.00
Total monthly$3,422.99$3,835.34$3,828.44
Cash to close$108,481$53,500$53,500