Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$298,685	$298,685	$386,100
Remaining term (yrs)	28.1	28.1	30.0
Secondary amount	$0	$87,415	$0
Funding fee	$0	$0	$0
Note rate	6.120%	6.120%	7.400%
Blended rate	6.670%	7.198%	7.640%
1st payment	$1,853.74	$1,853.74	$2,673.28
2nd payment	$0.00	$655.61	$0.00
Taxes / mo	$286.50	$286.50	$286.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$139.91	$139.91	$77.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,430.15	$3,085.76	$3,187.00
Cash to close	$130,315	$42,900	$42,900