Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$311,898$311,898$332,999
Remaining term (yrs)25.025.030.0
Secondary amount$0$39,601$0
Funding fee$1,559$1,559$0
Note rate2.880%2.880%7.400%
Blended rate2.880%3.893%7.640%
1st payment$1,453.06$1,453.06$2,305.62
2nd payment$0.00$391.89$0.00
Taxes / mo$137.92$137.92$137.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.60
HOA / mo$50.00$50.00$50.00
Total monthly$1,790.98$2,182.86$2,710.13
Cash to close$58,101$18,500$37,000