Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$146,519$146,519$567,000
Remaining term (yrs)13.013.030.0
Secondary amount$0$420,481$0
Funding fee$0$0$0
Note rate5.120%5.120%7.400%
Blended rate5.970%7.290%7.640%
1st payment$1,282.38$1,282.38$3,925.79
2nd payment$0.00$2,715.60$0.00
Taxes / mo$363.75$363.75$363.75
Insurance / mo$166.67$166.67$166.67
MI / mo$166.92$166.92$113.40
HOA / mo$225.00$225.00$225.00
Total monthly$2,204.71$4,920.32$4,794.61
Cash to close$483,481$63,000$63,000