Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$304,410	$304,410	$331,425
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$27,015	$0
Funding fee	$0	$0	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	3.650%	4.086%	7.640%
1st payment	$1,412.08	$1,412.08	$2,294.72
2nd payment	$0.00	$202.61	$0.00
Taxes / mo	$106.58	$106.58	$106.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$243.43	$243.43	$66.29
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,912.09	$2,114.70	$2,617.59
Cash to close	$63,840	$36,825	$36,825