Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$592,565$592,565$718,200
Remaining term (yrs)25.525.530.0
Secondary amount$0$125,635$0
Funding fee$2,963$2,963$0
Note rate3.920%3.920%7.400%
Blended rate3.920%4.634%7.640%
1st payment$3,060.06$3,060.06$4,972.67
2nd payment$0.00$837.57$0.00
Taxes / mo$665.00$665.00$665.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.64
HOA / mo$85.00$85.00$85.00
Total monthly$4,026.72$4,864.29$6,082.98
Cash to close$205,435$79,800$79,800