Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$479,868	$479,868	$521,820
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$41,952	$0
Funding fee	$0	$0	$0
Note rate	7.090%	7.090%	7.400%
Blended rate	7.640%	7.749%	7.640%
1st payment	$3,295.98	$3,295.98	$3,612.98
2nd payment	$0.00	$314.64	$0.00
Taxes / mo	$483.17	$483.17	$483.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$225.02	$225.02	$104.36
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,170.83	$4,485.47	$4,367.17
Cash to close	$99,932	$57,980	$57,980