Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$105,718	$105,718	$224,910
Remaining term (yrs)	21.4	21.4	30.0
Secondary amount	$0	$119,192	$0
Funding fee	$0	$0	$0
Note rate	4.320%	4.320%	7.400%
Blended rate	5.170%	6.670%	7.640%
1st payment	$628.31	$628.31	$1,557.23
2nd payment	$0.00	$794.61	$0.00
Taxes / mo	$348.25	$348.25	$348.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$89.72	$89.72	$44.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,216.28	$2,010.89	$2,100.46
Cash to close	$144,182	$24,990	$24,990