Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$709,043	$709,043	$1,395,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$685,957	$0
Funding fee	$3,545	$3,545	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	5.285%	7.640%
1st payment	$3,340.81	$3,340.81	$9,658.70
2nd payment	$0.00	$4,430.14	$0.00
Taxes / mo	$51.42	$51.42	$51.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$279.00
HOA / mo	$285.00	$285.00	$285.00
Total monthly	$3,893.89	$8,324.03	$10,490.78
Cash to close	$840,957	$155,000	$155,000