Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$240,757	$240,757	$258,210
Remaining term (yrs)	25.8	25.8	30.0
Secondary amount	$0	$31,798	$0
Funding fee	$0	$0	$0
Note rate	5.810%	5.810%	7.400%
Blended rate	6.660%	7.268%	7.640%
1st payment	$1,499.55	$1,499.55	$1,787.79
2nd payment	$0.00	$314.67	$0.00
Taxes / mo	$292.25	$292.25	$292.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$180.83	$180.83	$51.64
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$2,162.63	$2,477.30	$2,321.69
Cash to close	$46,143	$14,345	$28,690