Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$176,969$176,969$265,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$88,531$0
Funding fee$885$885$0
Note rate2.990%2.990%7.400%
Blended rate2.990%4.994%7.640%
1st payment$857.76$857.76$1,838.27
2nd payment$0.00$663.98$0.00
Taxes / mo$380.58$380.58$380.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.10
HOA / mo$197.00$197.00$197.00
Total monthly$1,585.35$2,249.33$2,618.95
Cash to close$118,031$29,500$29,500