Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$86,765$86,765$198,000
Remaining term (yrs)17.917.930.0
Secondary amount$0$111,235$0
Funding fee$434$434$0
Note rate1.660%1.660%7.400%
Blended rate1.660%5.222%7.640%
1st payment$464.96$464.96$1,370.91
2nd payment$0.00$741.57$0.00
Taxes / mo$495.92$495.92$495.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$39.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,110.88$1,852.45$2,056.43
Cash to close$133,235$22,000$22,000