Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$628,324$628,324$1,327,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$699,176$0
Funding fee$3,142$3,142$0
Note rate3.100%3.100%7.400%
Blended rate3.100%5.549%7.640%
1st payment$2,986.13$2,986.13$9,191.34
2nd payment$0.00$4,515.51$0.00
Taxes / mo$220.33$220.33$220.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$265.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,423.13$7,938.64$9,893.84
Cash to close$846,676$147,500$147,500