Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$328,346$328,346$369,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$40,654$0
Funding fee$0$0$0
Note rate2.860%2.860%7.400%
Blended rate3.710%4.293%7.640%
1st payment$1,526.29$1,526.29$2,554.88
2nd payment$0.00$304.91$0.00
Taxes / mo$149.25$149.25$149.25
Insurance / mo$150.00$150.00$150.00
MI / mo$261.08$261.08$73.80
HOA / mo$87.00$87.00$87.00
Total monthly$2,173.63$2,478.54$3,014.93
Cash to close$81,654$41,000$41,000