Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$337,988	$337,988	$377,996
Remaining term (yrs)	29.6	29.6	30.0
Secondary amount	$0	$40,007	$0
Funding fee	$0	$0	$0
Note rate	6.370%	6.370%	7.400%
Blended rate	6.920%	7.140%	7.640%
1st payment	$2,113.41	$2,113.41	$2,617.16
2nd payment	$0.00	$300.05	$0.00
Taxes / mo	$143.92	$143.92	$143.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$155.35	$155.35	$75.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,562.67	$2,862.73	$2,986.68
Cash to close	$82,007	$42,000	$42,000