Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$53,858	$53,858	$220,365
Remaining term (yrs)	8.9	8.9	30.0
Secondary amount	$0	$166,507	$0
Funding fee	$0	$0	$0
Note rate	5.620%	5.620%	7.400%
Blended rate	6.470%	7.626%	7.640%
1st payment	$636.53	$636.53	$1,525.76
2nd payment	$0.00	$1,110.05	$0.00
Taxes / mo	$30.92	$30.92	$30.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$78.37	$78.37	$44.07
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$895.81	$2,005.86	$1,750.75
Cash to close	$190,992	$24,485	$24,485