Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$129,762$129,762$305,100
Remaining term (yrs)20.020.030.0
Secondary amount$0$175,338$0
Funding fee$649$649$0
Note rate3.420%3.420%7.400%
Blended rate3.420%6.052%7.640%
1st payment$742.94$742.94$2,112.45
2nd payment$0.00$1,168.92$0.00
Taxes / mo$208.00$208.00$208.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.02
HOA / mo$0.00$0.00$0.00
Total monthly$1,100.94$2,269.86$2,531.47
Cash to close$209,238$33,900$33,900