Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$12,937	$12,937	$171,000
Remaining term (yrs)	4.2	4.2	30.0
Secondary amount	$0	$158,063	$0
Funding fee	$0	$0	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.850%	7.686%	7.640%
1st payment	$265.61	$265.61	$1,183.97
2nd payment	$0.00	$1,053.76	$0.00
Taxes / mo	$166.83	$166.83	$166.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$44.63	$44.63	$34.20
HOA / mo	$88.00	$88.00	$88.00
Total monthly	$715.07	$1,768.83	$1,623.00
Cash to close	$177,063	$19,000	$19,000