Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,425,992$1,425,992$1,799,999
Remaining term (yrs)29.529.530.0
Secondary amount$0$374,007$0
Funding fee$7,130$7,130$0
Note rate6.010%6.010%7.400%
Blended rate6.010%6.372%7.640%
1st payment$8,601.88$8,601.88$12,462.83
2nd payment$0.00$2,415.46$0.00
Taxes / mo$473.08$473.08$473.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$360.00
HOA / mo$0.00$0.00$0.00
Total monthly$9,291.63$11,707.09$13,512.58
Cash to close$574,007$200,000$200,000