Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$364,551	$364,551	$373,500
Remaining term (yrs)	27.8	27.8	30.0
Secondary amount	$0	$29,699	$0
Funding fee	$0	$0	$0
Note rate	6.770%	6.770%	7.400%
Blended rate	7.320%	7.663%	7.640%
1st payment	$2,424.99	$2,424.99	$2,586.04
2nd payment	$0.00	$293.89	$0.00
Taxes / mo	$339.58	$339.58	$339.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$171.01	$171.01	$74.70
HOA / mo	$209.00	$209.00	$209.00
Total monthly	$3,294.59	$3,588.48	$3,359.32
Cash to close	$50,449	$20,750	$41,500