Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$524,753$524,753$1,147,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$622,747$0
Funding fee$2,624$2,624$0
Note rate2.880%2.880%7.400%
Blended rate2.880%5.523%7.640%
1st payment$2,525.83$2,525.83$7,945.06
2nd payment$0.00$4,021.91$0.00
Taxes / mo$459.17$459.17$459.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$229.50
HOA / mo$95.00$95.00$95.00
Total monthly$3,296.67$7,318.58$8,945.39
Cash to close$750,247$127,500$127,500