Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$207,119	$207,119	$279,000
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$71,881	$0
Funding fee	$0	$0	$0
Note rate	3.650%	3.650%	7.400%
Blended rate	4.500%	5.659%	7.640%
1st payment	$1,104.97	$1,104.97	$1,931.74
2nd payment	$0.00	$539.11	$0.00
Taxes / mo	$384.92	$384.92	$384.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$171.09	$171.09	$55.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,810.98	$2,350.08	$2,522.46
Cash to close	$102,881	$31,000	$31,000