Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$514,229$514,229$539,100
Remaining term (yrs)25.825.830.0
Secondary amount$0$54,821$0
Funding fee$0$0$0
Note rate5.100%5.100%7.400%
Blended rate5.950%6.521%7.640%
1st payment$2,983.24$2,983.24$3,732.62
2nd payment$0.00$542.50$0.00
Taxes / mo$499.17$499.17$499.17
Insurance / mo$166.67$166.67$166.67
MI / mo$389.19$389.19$107.82
HOA / mo$350.00$350.00$350.00
Total monthly$4,388.26$4,930.77$4,856.27
Cash to close$84,771$29,950$59,900