Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$131,172	$131,172	$224,910
Remaining term (yrs)	22.2	22.2	30.0
Secondary amount	$0	$93,738	$0
Funding fee	$0	$0	$0
Note rate	4.810%	4.810%	7.400%
Blended rate	5.660%	7.052%	7.640%
1st payment	$799.42	$799.42	$1,557.23
2nd payment	$0.00	$703.03	$0.00
Taxes / mo	$322.50	$322.50	$322.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$107.80	$107.80	$44.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,379.72	$2,082.75	$2,074.71
Cash to close	$118,728	$24,990	$24,990