Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$324,125	$324,125	$719,100
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$394,975	$0
Funding fee	$0	$0	$0
Note rate	6.430%	6.430%	7.400%
Blended rate	6.980%	7.403%	7.640%
1st payment	$2,117.72	$2,117.72	$4,978.90
2nd payment	$0.00	$2,550.88	$0.00
Taxes / mo	$628.92	$628.92	$628.92
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$154.69	$154.69	$143.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,117.99	$5,668.87	$5,968.31
Cash to close	$474,875	$79,900	$79,900