Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$357,721	$357,721	$382,500
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$46,029	$0
Funding fee	$1,789	$1,789	$0
Note rate	2.860%	2.860%	7.400%
Blended rate	2.860%	3.888%	7.640%
1st payment	$1,651.67	$1,651.67	$2,648.35
2nd payment	$0.00	$455.50	$0.00
Taxes / mo	$325.33	$325.33	$325.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,127.01	$2,582.50	$3,200.19
Cash to close	$67,279	$21,250	$42,500