Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$201,297$201,297$314,955
Remaining term (yrs)26.126.130.0
Secondary amount$0$113,658$0
Funding fee$1,006$1,006$0
Note rate7.080%7.080%7.400%
Blended rate7.080%7.412%7.640%
1st payment$1,408.44$1,408.44$2,180.68
2nd payment$0.00$757.72$0.00
Taxes / mo$333.33$333.33$333.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.99
HOA / mo$95.00$95.00$95.00
Total monthly$1,986.77$2,744.49$2,822.01
Cash to close$148,653$34,995$34,995