Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$367,380	$364,500
Remaining term (yrs)	25.8	30.0
Secondary amount	$0	$0
Funding fee	$1,837	$0
Note rate	5.700%	7.400%
Blended rate	5.700%	7.640%
1st payment	$2,263.56	$2,523.72
2nd payment	$0.00	$0.00
Taxes / mo	$8.75	$8.75
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$72.90
HOA / mo	$140.00	$140.00
Total monthly	$2,562.31	$2,895.37
Cash to close	$37,620	$40,500