Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$34,785	$34,785	$216,000
Remaining term (yrs)	15.5	15.5	30.0
Secondary amount	$0	$181,215	$0
Funding fee	$0	$0	$0
Note rate	3.870%	3.870%	7.400%
Blended rate	4.720%	7.472%	7.640%
1st payment	$248.00	$248.00	$1,495.54
2nd payment	$0.00	$1,208.10	$0.00
Taxes / mo	$246.42	$246.42	$246.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$37.38	$37.38	$43.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$681.80	$1,889.90	$1,935.16
Cash to close	$205,215	$24,000	$24,000