Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$648,605	$648,605	$652,500
Remaining term (yrs)	27.6	27.6	30.0
Secondary amount	$0	$40,145	$0
Funding fee	$3,243	$3,243	$0
Note rate	7.170%	7.170%	7.400%
Blended rate	7.170%	7.444%	7.640%
1st payment	$4,493.51	$4,493.51	$4,517.78
2nd payment	$0.00	$397.26	$0.00
Taxes / mo	$647.75	$647.75	$647.75
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$130.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,357.92	$5,755.19	$5,512.69
Cash to close	$76,395	$36,250	$72,500