Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$121,608$121,608$373,500
Remaining term (yrs)18.418.430.0
Secondary amount$0$251,892$0
Funding fee$608$608$0
Note rate2.770%2.770%7.400%
Blended rate2.770%6.129%7.640%
1st payment$700.69$700.69$2,586.04
2nd payment$0.00$1,626.80$0.00
Taxes / mo$193.75$193.75$193.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$60.00$60.00$60.00
Total monthly$1,104.44$2,731.25$3,064.49
Cash to close$293,392$41,500$41,500