Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$272,239	$272,239	$314,910
Remaining term (yrs)	27.4	27.4	30.0
Secondary amount	$0	$42,671	$0
Funding fee	$1,361	$1,361	$0
Note rate	6.870%	6.870%	7.400%
Blended rate	6.870%	7.159%	7.640%
1st payment	$1,837.94	$1,837.94	$2,180.37
2nd payment	$0.00	$320.03	$0.00
Taxes / mo	$626.83	$626.83	$626.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,614.77	$2,934.80	$3,020.19
Cash to close	$77,661	$34,990	$34,990