Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$422,302$422,302$531,000
Remaining term (yrs)26.526.530.0
Secondary amount$0$108,698$0
Funding fee$0$0$0
Note rate6.120%6.120%7.400%
Blended rate6.670%6.942%7.640%
1st payment$2,683.29$2,683.29$3,676.54
2nd payment$0.00$724.65$0.00
Taxes / mo$818.67$818.67$818.67
Insurance / mo$166.67$166.67$166.67
MI / mo$202.51$202.51$106.20
HOA / mo$0.00$0.00$0.00
Total monthly$3,871.14$4,595.80$4,768.07
Cash to close$167,698$59,000$59,000