Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$390,552$390,552$418,500
Remaining term (yrs)27.027.030.0
Secondary amount$0$27,948$0
Funding fee$0$0$0
Note rate7.310%7.310%7.400%
Blended rate7.860%7.936%7.640%
1st payment$2,760.28$2,760.28$2,897.61
2nd payment$0.00$209.61$0.00
Taxes / mo$350.92$350.92$350.92
Insurance / mo$166.67$166.67$166.67
MI / mo$184.35$184.35$83.70
HOA / mo$45.00$45.00$45.00
Total monthly$3,507.22$3,716.82$3,543.89
Cash to close$74,448$46,500$46,500