Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$97,606$97,606$287,910
Remaining term (yrs)12.712.730.0
Secondary amount$0$190,304$0
Funding fee$488$488$0
Note rate5.360%5.360%7.400%
Blended rate5.360%7.105%7.640%
1st payment$877.95$877.95$1,993.43
2nd payment$0.00$1,268.69$0.00
Taxes / mo$244.08$244.08$244.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.58
HOA / mo$0.00$0.00$0.00
Total monthly$1,272.03$2,540.73$2,445.10
Cash to close$222,294$31,990$31,990