Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$134,069	$134,069	$185,400
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$51,331	$0
Funding fee	$670	$670	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	2.730%	4.466%	7.640%
1st payment	$624.40	$624.40	$1,283.67
2nd payment	$0.00	$384.99	$0.00
Taxes / mo	$199.75	$199.75	$199.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$37.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$974.15	$1,359.14	$1,670.50
Cash to close	$71,931	$20,600	$20,600